Corporate Restructuring Services

Clear Legal Solutions to Fix, Protect, and Rebuild Your Business

When a business in Saudi Arabia faces financial pressure, missed payments, or legal challenges, it does not mean the end. Saudi law provides opportunities to resolve issues, protect assets, and rebuild operations—but only if the right legal steps are taken at the right time.

At Eighty20 Business and Financial Solutions, we guide you through every stage of the restructuring process. We manage filings, develop the restructuring roadmap, execute plans, handle creditor discussions, and continue support post-approval. Every step is compliant with court rules and approved restructuring terms.

We help realign your business structure, finances, and operations, enabling you to overcome short-term pressure and return to sustainable growth. Our experience spans construction, logistics, operations and maintenance, F&B, and many other industries.

What Corporate Restructuring Means in Saudi Arabia

Corporate restructuring is more than cost-cutting. Under Saudi law, it is a structured process that allows a company to adjust its structure, debt, ownership, and operations to survive and grow.

Restructuring may include:

• Revising bank loan terms

• Negotiating payment plans with suppliers

• Merging or splitting companies

• Adjusting share capital

• Selling assets

• Changing company type

• Reorganizing staff and operations

• Entering formal restructuring under the Saudi Bankruptcy Law

Why Businesses Need Corporate Restructuring in KSA

Businesses seek our corporate restructuring services due to:

• Falling revenue

• High debt

• Late bank payments

• Supplier pressure

• Ownership disputes

• Market changes

• Expansion errors

• New regulations

• Cash shortages

Restructuring provides a controlled reset before a business reaches critical failure.

Our Strategic Corporate Restructuring Services Include

• Debt Restructuring and Rescheduling

• Bank and Creditor Negotiation Management

• Bankruptcy Law and Protective Settlement Filings

• Company Merger, Split, and Conversion Services

• Share Capital Adjustment Planning

• Asset Transfer and Ownership Restructuring

• Organizational Restructuring Saudi Arabia

• Corporate Turnaround and Crisis Recovery Services

• Tax, VAT, and Zakat Restructuring Advisory

• Post-Restructuring Compliance and Monitoring

How Our Corporate Restructuring Services Work

Our approach is clear, lawful, and step-by-step, protecting your business at every stage.

Step 1 – Full Business Diagnosis
We review your financials, bank facilities, supplier contracts, legal agreements, company structure, ownership, internal controls, and tax/zakat position. This identifies money leaks, legal risks, and immediate action points.

Step 2 – Immediate Protection Plan
We implement actions to stabilize cash, control costs, and reduce legal pressure. This includes prioritizing critical payments and early creditor negotiations to create breathing space.

Step 3 – Debt and Creditor Mapping
We list all debts to banks, suppliers, landlords, leasing companies, and government authorities. Each obligation is ranked by urgency, legal priority, and business impact, helping decide which to pay, defer, or restructure.

Step 4 – Choosing the Correct Legal Path
We select the safest legal route under Saudi law—informal negotiations, formal restructuring, or court-supervised procedures. Every option is explained with risks, timelines, costs, and legal implications.

Step 5 – Creditor Negotiations
We lead structured discussions with banks, suppliers, landlords, and authorities, presenting a realistic recovery plan. Payment schedules are aligned with expected cash flow to gain cooperation and reduce penalties.

Step 6 – Company Restructuring Actions
We manage legal restructuring under Saudi Companies Law: mergers, splits, share capital changes, asset transfers, ownership changes, and internal reorganizations. All filings with the Ministry of Commerce are completed accurately.

Step 7 – Tax and Zakat Planning
We assess VAT, zakat, and corporate tax implications of each restructuring action. Filings are planned to prevent fines, penalties, and unexpected tax liabilities.

Step 8 – Implementation and Monitoring
We support the execution of the plan, track performance, monitor payments, and make adjustments before risks escalate.

Documents We Need From You

Corporate Documents

• Commercial Registration (CR)

• Articles of Association and amendments

• Shareholder register

• Board resolutions

• Power of Attorney, company stamp, and national address

• Records of mergers, acquisitions, or capital changes

Financial Documents

• Audited financial statements (last 2–3 years)

• Latest management accounts and trial balance

• Bank statements (last 6–12 months)

• Budget forecasts, fixed asset register, inventory reports

• Loan agreements, credit facilities, guarantees, promissory notes, mortgages, repayment schedules, default notices

Supplier and Contract Records

• Supplier and purchase contracts

• Lease, service, distribution, and franchise agreements

• Major customer agreements

Debt and Liability Documents

• Aging reports for payables

• Outstanding invoices

• Legal notices, court documents, arbitration notices

• Government fines or penalties

Tax and Zakat Documents

• ZATCA registration certificate

• VAT, zakat, and corporate tax filings

• Penalty or demand notices

Employee and HR Documents

• Employee contracts, payroll records, end-of-service calculations

• GOSI registrations, termination notices

Government and Compliance Records

• Ministry of Commerce filings, chamber certificates, licenses

• Environmental or special activity permits

• Court filings, bankruptcy records, execution orders, settlement agreements

Deliverables You Can Count On

When you choose Eighty20 for business restructuring in KSA, you receive:

• Written restructuring roadmap

• Legal filing plan

• Creditor negotiation strategy

• Tax and zakat impact memo

• Ministry filing checklist

• Step-by-step execution guidance

• Ongoing performance monitoring

This ensures your business is protected, organized, and ready to recover efficiently.